Enhanced with Nearmap AI data insights, Nearmap ImpactAssessmentAI enables users to identify instances of structural damage, repairs (temporary and permanent), junk, wreckage debris, and more – at scale. This helps decision-makers perform a preliminary assessment of damages to plan the appropriate response. Often these insights tell responders and insurers more about what’s happened to a property than the owners themselves know, especially if hasn’t been safe for people to return to their home or business.
Insurance carriers equipped with these location intelligence insights can bring peace of mind to their policyholders. With the ability to instigate claims as soon as they identify instances of full or partial loss in their portfolio of insured properties, the claims process can get underway sooner.
This can help affected residents return to a state of security and keep assessors safer, without having to put themselves in potential danger by travelling to water logged or bushfire-ravaged areas to inspect properties and structures.
To validate insurance claims, in some instances carriers may use drone-captured imagery, in addition to other imagery, to assess individual property characteristics in more detail – to check small-scale repairs or verify claimed damage, for example.
Economically, drone captures only stack up when there is an immediate need for a higher level of detail in a very small area (costs blow out when larger areas need covering), inaccessibility, or where the expense can be justified by a project’s outcome.
As Australia approaches another record-breaking summer marked by potentially severe flooding and bushfire events, the Nearmap team watches closely to monitor the situation.
Our aim at Nearmap is to get our technology into the skies as soon as possible after major events, to safely share what we see from above.